You most likely have heard of the HARP program before, but like most people, you may be unclear about if you qualify – or even HOW to qualify. Well that’s where your friends at Guaranteed Rate come in! Not only have we created a free, easy-to-understand eBook all about HARP for you to take a …
FHA loans have been around for many years, and with its flexible credit guidelines and down payment requirements, it’s no wonder that FHA remains a great option for many homebuyers. However, with those guidelines and requirements come a lot of questions. At Guaranteed Rate, we know that researching your options is important when deciding on …
The appraisal process is a crucial part of any home purchase or home refinance. When an appraisal comes in low, the entire loan can be affected. At Guaranteed Rate, we want to help you have a hassle-free and quick loan experience. And that definitely includes the appraisal process. By taking some time before the appraisal …
You want your mortgage process to go as smoothly as possible – here’s how to make that happen. Applying for a new home loan can be a stressful time. There are so many steps to take, types of paperwork to gather, and preparations that need to be done. But are there certain things you can …
When it comes to buying or refinancing a home, we at Guaranteed Rate believe that it’s your loan, it’s your home and you should not be left in the dark about any part of the process. And that includes a crucial part of the loan process: the appraisal. Your appraisal report is an integral part …
So, you’re thinking about refinancing your mortgage. While there could be many reasons why you’re considering a refinance (such as lowering your monthly payments, consolidating debt or changing your mortgage terms), they really all boil down to one thing – saving money. But how can you be sure that choosing to refinance now is the …
When you’re buying your first home, trying to decide who you can trust for your mortgage and how to get the best loan option for you can certainly be intimidating. But now it doesn’t need to be – we’ve mapped out the first five steps you need to take when applying for your first mortgage. …
