Mortgage Q&A with Guaranteed Rate

Finance | Mortgage Q&A by Guaranteed Rate

A conditional approval is issued by your underwriter once the loan file has been reviewed – the review and approval process is nearly the same for both a purchase and refinance. The conditional approval basically states that the loan is approved provided the conditions listed are satisfied. Learn more about the mortgage loan underwriting process. […]

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Find Your Coverage: Homeowners Insurance & Property Types by Guaranteed Rate

Finance | Find Your Coverage with Homeowners Insurance & Property Types

Homeowners insurance isn’t a one-size-fits-all product; different types of property will require different types of insurance coverage. When purchasing insurance, it’s important to think about what you might need at that moment and in the future. When shopping for homeowners insurance, speak with your insurance professional to ensure you have the type and amount of […]

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What You Should Know About Banks, Mortgage Bankers & Brokers by Guaranteed Rate

Finance | What You Should Know About Banks, Mortgage Bankers & Brokers

Shopping for a mortgage can sometimes be frustrating when trying to understand the differences between types of lenders, what they offer and some of the pros and cons of each.  Knowing the facts can not only answer some of your questions, but quell some of the apprehensions you might have when shopping for a mortgage […]

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Should You Consider A FHA Home Loan? Tips from Guaranteed Rate

Finance | Should You Consider A FHA Home Loan?

FHA loans have been around for many years, and with its flexible credit guidelines and down payment requirements, it’s no wonder that FHA remains a great option for many homebuyers. However, with those guidelines and requirements come a lot of questions. At Guaranteed Rate, we know that researching your options is important when deciding on […]

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The Dos and Don’ts When Applying for a Mortgage by Guaranteed Rate

Finance | The Dos and Don’ts When Applying for a Mortgage

You want your mortgage process to go as smoothly as possible – here’s how to make that happen. Applying for a new home loan can be a stressful time. There are so many steps to take, types of paperwork to gather, and preparations that need to be done. But are there certain things you can […]

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5 Steps For Qualifying: Your First Mortgage by Guaranteed Rate

Finance | 5 Steps For Qualifying for Your First Mortgage

When you’re buying your first home, trying to decide who you can trust for your mortgage and how to get the best loan option for you can certainly be intimidating. But now it doesn’t need to be – we’ve mapped out the first five steps you need to take when applying for your first mortgage. […]

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